Privacy Policy

We collect information you provide directly through our website forms and scheduling tools, including your name, email address, phone number, resident state, age range, household and coverage goals, and existing coverage details.

We also collect information automatically through cookies, website analytics, and website activity tracking. This may include your IP address, browser type, device type, pages viewed, referring URLs, and approximate location derived from your IP address.

When you schedule a call, we receive appointment details you submit through our scheduling tool. When you apply online through a third-party carrier partner such as Ethos, that partner collects and processes information according to its own privacy policy.

We use your information to:

• Respond to your inquiries and provide requested insurance options.
• Schedule and confirm appointments with our brokers.
• Compare coverage options across multiple insurance carriers.
• Send appointment confirmations, reminders, and follow-up communications.
• Deliver marketing messages when you have provided consent.
• Improve our website, services, and user experience.
• Comply with legal, regulatory, and licensing obligations.

We do not sell, rent, or trade your personal information to third-party call centers or lead aggregators. Your information is used by SMC Insure brokers (Sheena & Akil Cooper) to contact you regarding requested insurance options.

We may share your information with insurance carriers and their underwriting partners as necessary to obtain quotes, process applications, and service policies you request. We may also share information with service providers and technology providers who support our operations, such as our CRM, scheduling, analytics, and messaging platforms, under agreements that require them to protect your information.

We may disclose information when required by law, regulation, or legal process, or to protect our rights, property, or safety.

Mobile information, text-message opt-in data, and consent will not be sold or shared with third parties or affiliates for their own marketing or promotional purposes. Information may be shared with service providers only as necessary to operate our messaging program and provide requested services.

We use cookies and similar technologies to operate our website, understand traffic, and measure performance. We use analytics tools (including Google Analytics 4) that collect usage data such as pages visited and device information. You can control cookies through your browser settings; some website features may not function if cookies are disabled.

We use reasonable administrative, technical, and physical safeguards to protect your information. No method of transmission or storage is completely secure. We retain personal information only as long as necessary to provide requested services, comply with legal obligations, and maintain records applicable to our insurance licensing.

Depending on your state of residence, you may have rights to know what personal information we collect, access it, request correction, request deletion, or opt out of certain processing. To exercise these rights, contact us using the information below.

You may opt out of marketing text messages at any time by replying STOP to any message. You may opt out of marketing emails by using the unsubscribe link or contacting us.

To request access to, correction of, or deletion of your personal information, contact us using the information below. We will respond within a reasonable timeframe and as required by applicable law.

Our website is not directed to children under 18, and we do not knowingly collect personal information from children under 18. If you believe we have collected information from a child, please contact us so we can delete it.

Our website may link to third-party websites, including insurance carrier and partner sites such as Ethos. We are not responsible for the privacy practices or content of those sites. Review their privacy policies before providing information.

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. Continued use of the website after changes constitutes acceptance of the revised policy.

SMC Insure — Phone: 608-909-9555 · Email: info@buybeforeyoudie.com · Legal business name and address: SMC Insure LLC